Subscription Plans and Account Upgrades

Smart Pocket offers simple, transparent plans designed for individuals, power users, and families. Learn what each plan includes and how to upgrade anytime.

What this feature helps you do

• Free / Trial Plan: Perfect for getting started, exploring basic cash flow tracking, and trying out Smart AI features.

• Personal Plan: Designed for individuals who want unlimited accounts, custom pay period budgeting, full data exports, and higher Smart AI scan quotas.

• Family / Shared Plan: Built for households and groups, including shared Spaces, multi-member collaboration, shared budgets, and reimbursement tools.

Plan Comparison Overview

FeatureFree / TrialPersonalFamilyIncome & Expense TrackingYesYesYesAccounts LimitStandard (Cash & Bank)UnlimitedUnlimitedPay Period CustomizationBasicFull AccessFull AccessSmart AI (Voice, Text, Scan)Monthly QuotaHigh QuotaShared High QuotaShared Spaces & CollaborationView Only1 SpaceUnlimited SpacesInvestments & ToolsBasicIncludedIncludedData Export (CSV / PDF)StandardIncludedIncluded

(Note: Up-to-date pricing and regional offers are shown directly on the in-app Upgrade page.)

How to upgrade your Smart Pocket plan

1. Click Upgrade in the sidebar (or tap your profile avatar > Subscription).

2. Choose between Personal and Family plans.

3. Select your billing cycle (Monthly or Annual with a discount).

4. Tap Upgrade Now and complete payment securely via card, Google Pay, or App Store.

5. Your higher limits and premium features unlock immediately.

Practical Examples

• Collaborative family budgeting: You and your spouse want to manage groceries, school fees, and home bills together. You upgrade to the Family Plan, create a "Home" Space, and invite your spouse to record expenses in real time.

• Frequent traveler & receipt scanning: You travel often for work and scan multiple hotel and fuel receipts daily. You upgrade to the Personal Annual Plan for unlimited receipt scans and multi-currency tools.

Helpful Tips

• Save with Annual Billing: Choosing annual billing gives you significant savings compared to monthly renewals.

• Manage easily: You can upgrade, downgrade, or manage your subscription anytime from your Account Settings.

Related Features

• Shared Money: Spaces, Reimbursements, and Beneficiaries — Unlock full group collaboration with the Family plan.

• Add Transactions with Smart AI — Enjoy higher AI text, voice, and receipt scanning quotas.