Savings Goals, Investments, and Financial Tools
Set savings milestones, log investment assets, and use the built-in Calculator and Exchange Rate tools.
Build wealth and plan for your future. Smart Pocket helps you track dedicated savings targets, log investment records, and convert foreign currencies easily.
What this feature helps you do
Savings Goals: Separate money for future milestones like an Emergency Fund, Annual Vacation, New Car, or School Term fees with visual progress rings.
Investment Portfolio Tracking: Maintain clear records of your investments (such as stocks, gold, mutual funds, crypto, real estate, or business ventures). (Note: Smart Pocket is a tracking tool for your records and does not provide financial or trading advice.)
Exchange Rate Calculator: Convert between world currencies (AED, USD, EUR, GBP, INR, PKR, etc.) using live market reference rates.
Quick Calculator: Perform instant financial math without leaving the app.
How to use Savings, Investments, and Tools
Creating a Savings Goal:
Click Savings under Invest & Grow in the sidebar.
Tap + Create Goal.
Name your goal (e.g., "Emergency Fund — 3 Months"), set the target amount (e.g., AED 25,000), and target date.
When you put money aside, tap Add Funds to allocate money from your bank account to the goal.
Logging an Investment:
Click Investments in the sidebar.
Tap + Add Investment.
Enter the asset name (e.g., S&P 500 Index Fund, Gold Bullion, Property Down Payment).
Enter the amount invested and purchase date.
Update current valuations periodically to monitor your total net worth growth.
Using the Exchange Rate Calculator:
Click Exchange Rate under Tools in the sidebar.
Select your base currency and target currency.
Enter the amount to see the estimated converted figure.
Practical Examples
Holiday savings pot: You set a goal of AED 12,000 for a summer trip. Every month on payday, you transfer AED 1,000 to this goal. Smart Pocket tracks your progress ring as it fills up to 100%.
Remittance conversion check: Before sending money overseas to family, you open the Exchange Rate Calculator to check the estimated exchange value of AED 4,000 into INR or PKR.
Helpful Tips
Pay yourself first: Treat your savings goal allocation like a scheduled bill on payday.
Quarterly asset checks: Update your investment values at the end of each quarter to keep your long-term reports accurate.
Related Features
Transfers — Move funds from your daily checking account into your savings account.
Reports — View your savings and net worth growth over time.